Finding a mental health treatment is an important first step, often followed by this all-too-familiar question: “How will I pay for this?”
The cost of a therapy session varies depending on your access to health coverage and even where you live in the country. But experts say don’t let that be an obstacle.
The Financial Assistance Act requires some insurers to offer coverage for mental health services. But, like any other treatment, there may be stipulations such as the use of network providers for full coverage. Therefore, it is best that you become familiar with your plan.
And if you don’t have insurance, there are still financial aid options.
“There are clinics that will try to work with you. And they will make a down payment. And for patients who don’t really have the resources, there are county clinics that will treat you for free, provide you with medication for free, usually work more closely with the homeless people. But those options remain options, “said Dr. Eric French, medical director of adult psychiatry at Aurora Medical Center.
“Group support is usually very helpful, especially for people who don’t have much support already built in. And it can, in the case of some illnesses, replace psychotherapy,” said Dr. Flavia Desouza, a board-certified psychiatrist. and assistant professor at Howard University.
“There is an emergence of mental health services that are also offered in church settings. Sometimes colleges or universities have therapists in training, they have much cheaper rates and someone is supervising. So that’s also it may be another option, “suggested Nii Addy, a neuroscientist and presenter of Yale University ‘s Addy Hour Podcast.
There’s also findtreatment.gov, a federally run search engine that can guide you to affordable options near you. When it comes to medications, you need to shop around. Experts recommend price comparison sites like GoodRX. And groups like the National Alliance for Mental Illness, which can serve as a roadmap to affordable options.
“NAMI and other sites can facilitate part of this conversation to make sure people connect to these resources,” Addy said.
While it may involve some work and research, experts agree that the reward could be worth it in the long run.
This story was originally reported by Amber Strong on Newsy.com.