FAIR Health’s new Consumer Classroom can help students and young people gain knowledge to make more informed decisions.
In a study presented in the American Journal of Managed Care, only 62% of adults who wanted to enroll in health insurance were able to answer 13 basic questions, and these figures were lower among blacks (53%), Hispanics (50%). %) and Spaniards – people who speak (45%).
Health insurance literacy can escape even the smartest consumers, but for college students navigating this maze, the terminology and understanding of benefits can be especially daunting.
In a short time, if they are not yet, many of these students will be held responsible for their own health care and the costs involved. There are few resources available to understand all the complexities, but there is a new, non-profit one, FAIR Health that has been made available to colleges and universities for free.
FH Consumer Classroom offers higher education institutions a tool to help students gain real-world knowledge of the industry by giving them direct access to Apple App Store and Google Play apps. There, they can find information about health care services, options, plans, financial impacts and even enroll in new coverage, whether sponsored by the university or not.
“As pioneers in health insurance literacy, we recognize that the complex world of health and health insurance is anything but intuitive,” said Robin Gelburd, president of FAIR Health. “Young consumers need concrete guidance when faced with the daunting task of browsing health insurance for the first time.”
FH Consumer Classroom offers articles, resources, and games that help young students (and potentially teachers, staff, and campus administrators, especially during the COVID-19 pandemic) learn about the quality and affordable insurance and options that exist in the marketplace.
The app provides a unique insight into the typical discussions that can occur between young adults and providers when looking for treatment options. There are also short videos that present typical health problems, such as asthma, pregnancy, or diabetes, and how students can chart the right paths for quality care.
There are also FH medical and dental cost search tools that can help them see the potential costs of medical and dental procedures. FAIR Health has a database of records covering all 50 states and includes about 33 million private health care claims and 36 million Medicare claims.