Another example is a family of four living in the same zip code, with two adults aged 40 and 38 and two children aged 10 and 8 earning $ 150,000 a year. Prior to the rescue plan, the family could not get help. They could now get a $ 676 a month tax credit, applicable again to several different plans.
Jacobi noted that rural Nebraska is among the least affordable places to get plans to market.
According to an analysis by the non-partisan Kaiser Family Foundation, Nebraska has the second highest individual benchmark award on the market: $ 699. Wyoming peaked at $ 791 a month.
The Schendts were the ones facing the cliff.
Dale Schendt said when the exchange opened a decade ago, the couple (she’s 59, she’s 61) paid about $ 2,200 a month for a plan with a $ 50,000 deductible. They decided the plan was too expensive and ran out of insurance for a year. Later, Jacobi helped them find the short-term plan at about half the price.
But unlike the plans offered by the ACA, insurers that offer short-term plans may reject applicants or charge higher premiums based on their health conditions. And these plans do not have to cover all the benefits that a plan requires in the stock market.